Medicare Supplement Plan M / Medigap Plan M
Beginning 06/01/2010 and updated for 2011
This provides details about Medicare Supplement Plan M.
Special Notes:2011 Information
•Plan M does not pay the Part B annual deductible of $ 162.00 once per year.
•Plan M does not pay the Part B excess when you see a provider that does not accept Medicare Assignment.
•Plan M pays 50% of the $1132 annual Part A deductible or ($566) per 60 day benefit period.
•Plan M includes Foreign Travel Emergency benefits.
•Plan M pays the Part B co-insurance of 20% after the annual deductible of $162.00 is met.
•Plan M includes the Basic Benefits, pays the Part A deductible and includes the Skilled Nursing Coinsurance.
•Plan M includes the hospice coinsurance not paid by Medicare.
•Bottom Line: Plan M is similar to plan N and for those who are ok with 50% of the Part A deductible and don't want to have co-pays for the doctors office after the part B deductible is met. This is also a good cost efficient choice instead of a Medicare Advantage plan and for those who are not interested in seeing a provider who does not take Medicare assignment.
Whether you’re just joining Medicare and looking for a Medicare supplement plan or have realized that you may be spending too much on your current Medicare supplement plan, we can help ensure you get the best rate available to you. Please call us at 1-800-247-9889 or click here for a new quote or click here to apply now
