Providers You Can Trust

Different Coverage Options for People With Medicare

Medicare PPO plan without Prescription Drugs

Posted on May 16, 2013

A Medicare PPO Plan is a Medicare Advantage Plan where a Private Insurance company provides your Medicare Part A and Part B benefits. In a Medicare PPO Plan, you can get Medical Services from any provider who accepts Medicare. The Medicare PPO has a preferred network of providers “in network” where cost sharing is lower. Other providers are “out of network”. Cost sharing is generally higher for “out of network” providers. Premiums will vary depending on the plans available in your area. Depending on the plans available in your area,... Read More

PPO with Prescription Drugs

Posted on May 16, 2013

A Medicare PPO Plan is a Medicare Advantage Plan where a Private Insurance company provides your Medicare Part A and Part B benefits and, in addition, this option includes Medicare Prescription Drug Coverage. In a Medicare PPO Plan, you can get Medical Services from any provider who accepts Medicare. The Medicare PPO has a preferred network of providers “in network” where cost sharing is lower. Other providers are “out of network”. Cost sharing is generally higher for “out of network” providers. Premiums will vary depending on the plans available in... Read More

Medicare Supplement

Posted on May 16, 2013

Original Medicare with a Medicare Supplement and No Part D plan means that a Medicare Beneficiary is receiving Part A and Part B of Medicare and purchases a Medicare Supplement (Medigap Plan) to Supplement the Original Medicare Benefits and does not purchase a Medicare Part D plan for Prescription Drug coverage. Is this option right for me? •If you have other supplementary coverage for Prescription Drug coverage (for example, VA Drug benefits), this could be a good choice. •If you prefer a fixed premium to reduce financial exposure, this could... Read More