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April 16th is National Healthcare Decisions Day

Posted on May 17, 2013

Do you have an advanced directive? Whether a living will or medical power of attorney; these two things are at the basis of the “National Healthcare Decisions Day” — making a decision about “end-of-life care” and putting it to paper. What is an advanced directive? An advanced directive is a general term that describes two kinds of legal documents, living wills and medical powers of attorney. These documents allow a person to give instructions about future medical care should he or she be unable to participate in medical decisions due to serious illness or... Read More

Best Medicare Supplement Insurance – An Expert Opinion

Posted on May 17, 2013

Finding the Best Medicare Supplement can be a daunting task, especially if you are just turning 65 or are new to Medicare. There are many things to consider including which Medicare Supplement Plan to buy, which company to buy it from, how much you need to pay. In addition, some Medicare plans may have extra benefits that may be beneficial depending on your lifestyle and medical needs. It is extremely important to choose wisely as this decision may directly affect your health and your finances for the rest of your... Read More

Medicare Advantage Cancellation: Your Options

Posted on May 17, 2013

If your Medicare Advantage plan is canceled, you have two options: Change to another Advantage plan or return to Medicare and get a Medicare Supplement – with no questions asked. This is called “guaranteed issue”, and it is an option that should be seriously considered. Guaranteed issue means a person who is 70 years old (or 90) with health problems can get a Medicare Supplement plan with no questions asked. A person in this situation will pay the premium rate for his age, but will have no penalty because of... Read More